Category: Investing
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Real Estate Unaffordability Soars, What Happens Next?
US housing unaffordability is at its highest peak since the early 1980s. Yes, even surpassing (albeit slightly) the height of the pre-Great Recession bubble. The graph below charts unaffordability over time, where the higher the blue line, the more unaffordable housing is for 50% of household incomes. What happens next? The early 1980s provides the
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I’m not betting on interest rates going down any day soon. Here’s why.
A significant majority of people, inside and outside the investing community, have the impression that interest rates are going to go up a little bit and then slide back down again shortly. Although no one knows for sure what will happen, I think it’s highly unlikely when looking back at historical patterns. The near-zero interest
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Why Roth Is So Amazing
Anyone with a finance friend has heard it before: Roth, Roth, Roth. Roth IRA, Roth 401K. Not only do I wholeheartedly believe in Roth, I think it’s worth it for all Millennials and Zoomers to try to stash as much as they can into Roth retirement accounts now. Note that there are several types of
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Energy Sector: Investing’s New Tech Sector?
Energy: It’s valuable, political, and a necessity for modern civilization. As an investment, it’s volatile and risky, even with a generous dividend. And I think it very well could be the next hot investing sector much like the tech sector was over the last decade. +The time is now Something happens when a resource gets
Alex D Hayes 